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Quick Made Money Update

May 29th, 2015 at 11:39 am

I've sold 8 diapers for a total of $70 (minus shipping and handling, which is about $3.50 per order, and most diapers sell in 2s and 3s).

I invoiced for the proofreading I've done, which is at least $90. It will actually be a little over that, because one was a rush proof and I'll be paid for my time on that.

I still have 9 fitted diapers and 5 Flips covers left to sell. Hopefully they'll go soon.

I am currently in the middle of proofing an anthology, and I want to be able to invoice for each story in the anthology on one invoice, so I'm holding on to those for now, even though I've finished 3 and could invoice for them if I wanted to.

So hey, that's $160 for savings right there. Not too bad for this month.

Sell Sell Sell

May 27th, 2015 at 11:16 am

One of the side effects of Brandus moving out is that I've finally admitted we won't be having any other kids. We tried for several years, then put everything on hold starting last year when he first started really struggling with alcoholism.

Which means I am finally clearing out my favorite cloth diapers that I saved from when Voldemort was a baby. They're really cute and super soft and I love them, but they make me sad, and I would rather they go to a kiddo who needs them.

I've sold four so far for a grand total of $35, and have several more listed, so hopefully the rest will go soon as well.

As it's summer coming up, my time to proofread has increased as well. Currently, I'm proofing an anthology ($15 each story), a second proofing on a novel ($30), and a novella ($30). I've also yet to invoice on second proofs for two novels ($60). It doesn't leave me rolling in dough or anything, but it definitely helps over the summer when I'm trying to bank as much of my teaching paycheck as I can.

Voldemort does still go to childcare over the summer - not full time, just two days a week - because I have to pay to keep his spot open anyway, so why not make sure he gets to spend time with other kids and I get to spend time NOT dealing with the eight billion questions a day he likes to ask. Smile

We're getting there.

It All Adds Up

February 7th, 2008 at 02:53 pm

So, out of curiosity, I took a look at how much I owed last year on the credit cards vs how much we still owe.

And I got depressed when I saw the numbers.

Last year: We owed 15,000
This year: We owe 10,000

And I thought, that's it? 5000 is all we've managed to pay off? What the heck did we move to Alaska FOR?

But, then I started really thinking about it.

Yeah, 5000 doesnt sound like much, especially with how much money we're currently making - but we had a baby. We moved. We traveled this summer.

AND.

We managed to put almost $3000 in savings for our next moving adventure.

So, while we didnt get out of debt, which I was really hoping for, we did make a dent. And we've got a good emergency fund.

And a baby.

So, hey, not too bad. Not bad at all.

Moving On Up

November 27th, 2007 at 11:46 am

We've gotten a little further with the big move plans coming up.

Right now, we're looking at the Triangle in North Carolina - Raleigh, Durham, and Chapel Hill - specifically at Carrboro, NC, which is sort of a small town within Chapel Hill.

If anyone is familiar with this area, I would love to know anything you have to tell me!

Ive wanted to move to North Carolina for years - its not home (GA), but its still in the South. And its cool enough overall that Brandus won't melt into a puddle and die, like he would in Charleston.

However, looking at the finances for moving is a terrifying thing.

We have to get from here on the edge of nowhere, Alaska to Anchorage, which, for all three of us and our cats will cost about $1500.

Then we'd have to get to Denver, where Brandus car, and our bedroom set and the furniture we didnt sell is stored - which would be another several hundred, depending on ticket prices. Hopefully, not another thousand, but you never know.

Then DRIVE from CO to NC, and add up gas costs and hotel costs and food costs..plus, by that point, the kiddo will be 1, and will need to take plenty of breaks from the car seat.

And THEN the basics of security deposits, first month rent, deposits for gas/electric/phone/internet/whatever...

*clutches head*

We're looking at needing a good bit of money!

Now, if Brandus gets a job with one of the school districts we are looking at, they have deals with some apartment complexes - so a security deposit wouldnt be needed. and possibly not for gas/electric too. That would help out ALOT.

We currently have $900 set aside in our savings, and $600 in my personal savings account, AND we get all three summer paychecks at the end of May in one big chunk - which will cover everything, I think..it would be about $9000 for my check, and about $8000 for Brandus'.

But that has to cover us for the entire summer - not just for moving.

Yikes. Way too many decisions left to make. I want to keep putting as much money into savings and towards our credit card as possible right now. The more, the better, I think!

Debt Roundup

November 2nd, 2007 at 10:14 am

Quick credit card roundup, just for tracking purposes

We HAD the Discover paid off in full and were just using the USAA card. However, the USAA card is an American Express card, and so not everywhere takes it. Which doesnt work when we've just discovered that our insurance doesn't cover well baby visits or immunizations - which we dont know until AFTER two visits.

So:

Discover: $460 - should take 2 months
USAA: $10,770 - I transferred all balances over to this card last month

We have an Old Navy card too, which needs to be paid off. But, it looks like the online access has been changed, and I cant figure out how to get into my account. This is wildly annoying.

However, last month's statement, which is wrong, says $205. We'll go with that.

Total cc debt: $11,435


Savings:

Basic: $75 - this is short term, immediate access type funds - like, if we suddenly notice we overspent. This had more, but money for this past month's doctor visit had to come from somewhere.

Ing: $492 - there is $200 direct deposited everymonth

Emg: $647 - this is my personal account, and i dont want to have to use it for moving or whatnot, but i want it included as EF

Total savings: $1214


Yeah. Thats just a little lopsided, dont you think?

Down, Down, Down

December 5th, 2006 at 03:22 pm

HA! All credit cards are once again under their limits!

And I managed to sneak an extra $15 to the Old Navy card, and an extra $50 to the REI visa.

I would have sent it all to Old Navy, only I panicked about the REI, thinking that the minimum payment wouldnt bring me enough under the limit.

I figured out how that one managed to get overlimit though. Brandus "accidently" used it instead of his own check card at the native store.

Twice.

On the same day.

*sigh*

oh well, he is leaps and bounds better than he used to be, so Im not going to do more than tease him about it.

But! Hey! Back under limits for all cards, and actually watching the numbers DROP! WHEEE!


I also managed to locate another $1.68 in change, bringing the piggy up to $13.55. As soon as I get to Anchorage on Monday, Ill deposit that, and hopefully send it towards the Old Navy card too!

Coin by Coin

December 3rd, 2006 at 06:33 pm

My husband leaks coins.

I have no idea what he does, but everyday, I find anywhere from a few cents to almost a dollar in coins, usually near his chair or on the floor where he changes clothes.

So, I scoop them up and dump them in my little piggybank.

Today, I counted.

$9.98

Totally unfair. I just need two more cents!

*searches couch cushions*

ETA: HA! Found $1.89, bringing it up to $11.87

Made It!

April 21st, 2006 at 08:54 am

The money from half.com just showed up in my bank account, so thats $50 closer to the car bill.

And then! Yesterday, out of the blue, my mom sent me a check for clothes of mine she had taken to consignment - $100

Plus a pinecone survey check - $5

THE CAR PAYMENT IS MADE!

*dances*

we got lucky this month, i know, because i worked out a deal with Atmos, but i still have to pay the Xcel bill.

Plus, pry the credit card out of the husband's hands..which i did a month ago, but then he ran out of cash and located the card in my drawer. but, really, here's what i cant figure..

I drive to denver (an hour and some trip) once a week.

Brandus works 2 blocks from our apartment.

And yeah, he drives a larger car that takes more gas than mine..but how is he spending $160 a month in gas...when i only spend $80?

A Little Closer

April 14th, 2006 at 10:52 am

Deposited $108 bucks into checking last night.

$40 - tutoring
$5 - pinecone survey
$63 - closed savings account

So, we're now only $60 from paying the car bill this month. WHOO.

Im waiting for $49 from half.com book/dvd sales, and we're hoping for another $40 from tutoring today.

Three more weeks until Brandus can get a part time job! And only five weeks until his summer student loans come in!

We might just make it, yet. WITHOUT me having to call my dad for help. YAY.

Sold!

April 10th, 2006 at 01:10 pm

Just got emails from half.com.

Lost S1 has sold for $30.17
Joan of Arcadia S1 has sold for $24.99

Still need to list some of the "loose" (ie, not box set) dvds..like, Robin Hood and The Secret Garden. They're only going for about $7 each, but hey, every little bit counts. Plus, if we really get desperate, we can sell the GameCube. We bought it used, and we play it, but the money would come in handy..

Everything sold is going towards the remaining half (plus late part) of the car payment, which adds up, with late fees, to $260ish.

EEK.

But!

$260-55.16 leaves only $204.84.

i WILL make this whole payment this month. *glowers in concentration*

Havent had a chance to do more than glance over my art supplies, so that still needs to be done.

Like I Need a New Hobby

April 5th, 2006 at 12:23 pm

This is, technically, my third blog. I have Silverspiral.net. as well as the livejournal.

Family reads those though, and im not comfortable talking about my money situation with them.

they might offer to send me something, and that would make me uncomfortable.

Anyway, in August, we (being myself and Brandus, the husband) move to Alaska for a year to live and teach in a fishing village. We're both very excited.

The pay is very good, so i want some way to track ourselves as we dig out of dept that way.

At the moment, brandus is student teaching, as well as finishing up his Masters, so we are living on my income, which isnt much. And, with having to pay our normal bills, as well as prepare for our artic adventure, things are going to be tight.

to say the least.

so, im going to try and track expenses here, as well as have a place to rant about brandus using the credit card, or ask for help finding cheaper internet service.

I have to swing by Olive Garden today, and see if they are hiring hostesses.

otherwise, we're not going to make brandus's car payment this month.

I cleaned out the piggy bank this morning, and will be depositing $14 or so in the checking account this afternoon. Thank goodness I already bought our grocery and gas walmart cards. at the very least, we will eat today.