December 10th, 2015 at 09:00 pm
I forgot the best news when I updated yesterday!
It took forever, but I had to wait to hear from the lawyer - I used the "joint savings" (which was only joint because I put away money from the joint account, as the man person never saved. Ever) to pay off almost ALL of the "joint debt" (this was definitely JOINT).
I paid off two medical accounts, a store credit card, and about 4000 towards the Discover. It still carries a balance, as I use it instead of my debit card and then pay off whatever I've put on it, plus whatever else I can towards it. BUT, the balance was pretty much cut in half, AND I won't have any other monthly payments going towards the other two.
I'm really thrilled by this, and I am hoping to be able to pay off the Discover completely within the next year and a half.
I'm not sure how long it will take, as with my current job situation, I'm trying to put aside money for the summer months, when I won't be able to sub or temporary teach. I'm not quite sure WHAT I'll do, as childcare for kid for all day for a full time minimum wage job would be astronomical - but not working means no income at all except for the proofreading secondary job, and that's even more terrifying!
Regardless! Things are PAID OFF!
Posted in
Credit Card Pit
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8 Comments »
December 9th, 2015 at 08:06 pm
It's been a little bit since I've been around, but things have been a tiny bit crazy.
I have a new part time special education teaching job that is only for this year, but I'm working three days a week from 8:45 to 2:15 (one day until 3:15), which means I get to drop off and pick up the kid at school most days, which is less money to daycare - about $20 less a week! And I'm getting paid hourly at a teacher wage.
I don't have any benefits, but I didn't have benefits subbing either.
It also means that I can sub Mondays and Fridays if I want to - and sometimes I want to, and sometimes I'd like to set Mondays on fire, but it's nice to have the option to bring in a little more money every week.
The divorce drags on and on, and my lawyer is awesome but expensive. I just want to be DONE.
Voldemort and I are making most of our holiday gifts this year.
Voldemort made
Text is these snowball soaps and Link is http://www.prettyhandygirl.com/soap-snowballs-with-a-surprise-inside/
these snowball soaps for their (pronoun switch again!) cousins, and it was super easy and fun. And cheap! We used old lego figures that V doesn't play with anymore to put inside the snowballs.
I'm making
Text is dry erase placemats and Link is http://mellysews.com/2014/03/dry-erase-placemat-tutorial.html
dry erase placemats for V and the cousins as well, which I hope they'll like.
The sisters are getting homemade clove lip balm - my SIL loved the Burt's Bees clove balm, but they aren't making that anymore, so I found a recipe and played with it a bit, and I think I got pretty close!
I also have vanilla brewing for the sister who bakes, and I took an extra vanilla bean and decided to make some vanilla sugar while I was at it.
My dad will get cookies, and my sister is getting my mom a crockpot, so I'm going to get her a crockpot cookbook to go with it.
And that's pretty much everybody - there are still some bought things that I'm getting for the kid - and I'm having no luck finding a decent pair of roller skates used, so I might have to go new for those - but mostly, gifts are taken care of!
Posted in
Daily Spending,
Kid stuff,
Teacher,
Divorce
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2 Comments »