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Financial Goals for 2007

January 1st, 2007 at 07:19 pm

1. Pay off Chase credit card - currently $2754.30 with a whopping interest rate of 27.24%. Yikes!

2. Track budget with PearBudget, a free spreadsheet budget program. it breaks it down into a day by day, month by month thing, and i like it.

3. Move Roth IRA from current bank to USAA where I can actually access it and put money into it.

4. $20 Challange - I have no set amount to aspire to, i just want to play! Change and any dollar bills that can be set aside, as well as figuring out how to sidetrack Brandus when he goes to the store to pick up this and that, mainly because he is bored.


I would like to have 5 goals, but I cant think of another one that is all that important to me. Except for the "Save for this summer" goal, but I want a specific amount before I write that down as an actual goal. Smile

4 Responses to “Financial Goals for 2007”

  1. baselle Says:

    5. Have baby. Big Grin

  2. alianora Says:

    hee! Im not sure that is a financial goal at all!

    We'll put it on the "other" list of goals for the year!

  3. LuckyRobin Says:

    How about:

    5. Not go broke from having a baby? You could try to find a lot of secondhand sources for baby's needs, maybe. Figure on nursing instead of formula, cloth diapers instead of disposable, or else sign up with all the disposable companies to get coupons and work towards putting aside diapers in various sizes. He or she won't be in the infant ones for long, that's for sure, so maybe stockpiling size 1 and 2's over the next couple of months. If you do choose formula there are incentive programs that send coupons, too. Or at least they did when my kids were babies. Enfamil has a good one. Also sign up with the baby food companies, you can start buying those with coupons long before baby is ready for them.

  4. alianora Says:

    Thanks for the suggestions! We are already planning on breastfeeding AND using cloth diapers, so we're hoping that will help. Goal-wise, Im trying to be as specific as possible. "Save money" doesnt mean much to me, because Im always trying to do that. "Cut price of Anchorage trips by $100" is better..but again, I still have to plan my way through it before I decide it is doable.

    I might be a little anal when it comes to goals... Smile

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