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$3000 Back

December 14th, 2006 at 11:49 am

We moved to Alaska in August, and due to craziness during the move, ended up paying the car payment late.

I called the credit union and explained what was going on - we had closed our normal bank account in CO, and hadnt opened a new one in AK yet, and they would get the normal payment by the end of the week.

Ok, fine. No problems, right?


The next bill I got has an additional charge of $300 on it. THREE HUNDRED DOLLARS.

Evidently, we didnt have insurance on it anymore. Which is funny, because the credit union wasnt in charge of our insurance, and we sure as heck didnt cancel it.

Fast forward three months of confused phone calls, repetition of insurance information, and finally, a complicated threeway call between the credit union, the insurance company (USAA, how i love you).

So, yesterday, I got a bill giving us a credit of $3000 back, for all of the backcharges (which went back, for some reason, to June).

And on the same bill? There was a $15 late fee.

We've been racking up late fees, as well as the additional charges. Keep in mind, we've been making our normal payments (which is more than the minimum, thank you!) all this time.

Gah. I have to go call them again and yell some more.

5 Responses to “$3000 Back”

  1. jriessel Says:

    How frustrating! I hope you get it straighted out!

  2. LuxLiving Says:

    My sympathies!!!

  3. threebeansalad Says:

    $3000 in BACKCHARGES! Yikes! Thank goodness you got it back.

  4. janH Says:

    Not to mention the cost of the phone calls.

  5. fairy74 Says:

    What a bunch of bozos!

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