I forgot the best news when I updated yesterday!
It took forever, but I had to wait to hear from the lawyer - I used the "joint savings" (which was only joint because I put away money from the joint account, as the man person never saved. Ever) to pay off almost ALL of the "joint debt" (this was definitely JOINT).
I paid off two medical accounts, a store credit card, and about 4000 towards the Discover. It still carries a balance, as I use it instead of my debit card and then pay off whatever I've put on it, plus whatever else I can towards it. BUT, the balance was pretty much cut in half, AND I won't have any other monthly payments going towards the other two.
I'm really thrilled by this, and I am hoping to be able to pay off the Discover completely within the next year and a half.
I'm not sure how long it will take, as with my current job situation, I'm trying to put aside money for the summer months, when I won't be able to sub or temporary teach. I'm not quite sure WHAT I'll do, as childcare for kid for all day for a full time minimum wage job would be astronomical - but not working means no income at all except for the proofreading secondary job, and that's even more terrifying!
Regardless! Things are PAID OFF!
Paid It Off!
December 10th, 2015 at 09:00 pm
December 10th, 2015 at 09:03 pm 1449781432
December 10th, 2015 at 09:11 pm 1449781904
December 10th, 2015 at 09:47 pm 1449784021
December 11th, 2015 at 12:43 am 1449794619
December 11th, 2015 at 06:37 am 1449815844
December 11th, 2015 at 01:37 pm 1449841060
December 11th, 2015 at 02:15 pm 1449843312
December 12th, 2015 at 05:01 am 1449896518