I was making the rounds of my financial statements today and out of sheer curiosity, requested a credit increase on my USAA card.

Well.

They raised the limit from $1500 to $20,000.

WOW.

When I realized that was more than I owed on all of my other cards put together, I called up USAA and requested a lowered APR as well.

They dropped it 4%, which means it is now the lowest of all of my cards.

So I transferred my Discover ($6600) and my REI Visa ($4200) over to the USAA, and now have only ONE card I have to worry about paying - with a lower interest rate than ever before!

*cheers*

Hopefully, ill be able to post more soon, but with Voldemort being almost 5 months and already trying to crawl, my time is a little limited.

So!

Here's what's left that we owe, credit card wise. Im leaving out the car and student loans.


Dis: $6,361.32 (sigh)
REI: $4,338.79
USAA: $281.11 (which Brandus will pay in full by next week!!)

And then Old Navy, which we normally pay in full, which is about $150 right now.

So hey! We're making SO MUCH PROGRESS!! *spins*

When I come back, does anyone want to hear about cloth diapering or bento lunches? We've been doing both, and its helping financially.